Catalogue Shopping and the Credit Crunch
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Catalogue Shopping and the Credit Crunch

In times of economic slowdown and financial uncertainty, there is little surprise that most consumers tighten their belts and become less impulsive in their shopping habits as they watch the pennies. However, a recent survey has suggested that online shoppers will be less concerned with the credit crunch and more active in their pursuit for the best online prices. By shopping with Catalogue Connection, we make that particular activity far simpler by providing the current comparisons on price, delivery times and costs, and payment plan options on your screen, so you'll immediately find the best deal on offer. Prices will almost always be lower online than in the corresponding store, because retailers save costs by providing an online facility and they pass some of these savings onto the customer. We go one step further and make sure you see which retailer is rewarding consumers the most for each product.



The current credit crunch will not put an end to bigger investments, in such items as white goods (fridges, washing machines etc), televisions and computers, but paying for them in one go might create more of a dent in consumers' pockets than they are comfortable with. Catalogue shoppers can take advantage of payment terms to suit their needs, as many catalogues offer short-term and longer-term interest-free payment periods that enable them to pay off a little at a time depending on what they can afford. When the final payment has been made, the balance is cleared and there's no interest to pay unless you have not paid the balance by the end of the agreed date. For example, a Sony T77 10m pixel digital camera will cost £235 with Kays, Littlewoods, Great Universal, Empire Stores and Choice catalogues, but all offer the option of paying a weekly sum of £4.52 over 52 weeks to make the cost more bearable. Longer extended payment plans are available at varying interest rates, and you can compare these rates easily by clicking onto our "Compare Catalogues" page on our website. Generally speaking, there are no restrictions on which products you can spread the payments for, providing you have met the catalogue stores terms and conditions. So, if you have just moved house for example and you need to make some pretty large purchases, you should be able to benefit from these extended credit plans if you meet the store's credit criteria and stay within your credit limit.



Our catalogue retailers are going out of their way to make shopping with them more convenient and worthwhile so you'll find them pretty competitive when it comes to additional incentives. Many of them offer first-time order discounts, so when you make your first purchase with them, expect to receive a discount as a reward for your choice. Some will offer free delivery, especially if your order exceeds a given amount, or if you are prepared to wait a few days. If you can't wait, you may need to pay a little extra for next day delivery. Furthermore, you can expect an easy returns service, with long decision periods allowed without additional penalties and questions asked, free returns through the Post Office or free collections by the catalogue's courier partner at a time to suit you.





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